Accessing Free and Low-Cost Resources for Retirement Planning
You don’t have to be a financial expert to plan for retirement; there are free and low-cost resources available to guide you. Many organizations offer assistance to help low-income workers secure their financial future.
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Financial Counseling Services for Low-Income Individuals
Non-profit organizations and government agencies provide financial counseling services tailored to low-income individuals. These services help you understand your financial situation, create a budget, and develop a retirement plan. For instance, the National Foundation for Credit Counseling (NFCC) offers affordable counseling services.
Community Programs and Support Systems
Community programs and support systems are another valuable resource. Many local communities have programs that offer retirement planning assistance, including workshops and one-on-one counseling. These programs can help you navigate the complexities of retirement planning and provide support when needed.
Resource | Description | Cost |
National Foundation for Credit Counseling (NFCC) | Financial counseling services | Low-cost |
Local Community Centers | Retirement planning workshops | Free |
Government Websites | Retirement planning information | Free |
By leveraging these free and low-cost resources, you can take significant steps towards securing your retirement. Whether through financial counseling or community programs, there are numerous ways to get the help you need.